• Virtual Account of various Banks as follows: BCA, BNI, BRI, Mandiri, Danamon, CIMB Niaga, Permata, Maybank, KEB Hana, Bank Syariah Indonesia (BSI), Neobank (BNC), Bank Jabar Banten (BJB), or Permata Syariah.
• Digital Wallet, when you choose the payment option using Digital Wallet, 5 options will appear, namely: GoPay, OVO, DANA, ShopeePay, or LinkAja.
• Instant Debit, you can choose the payment option using: Jeniuspay or BNI SmartPay.
• Retail Outlet, you have 60 minutes to complete the purchase transaction by paying the Retail Outlet Payment Code at the cashier of various Alfamart, Alfamidi, Lawson, Dan+Dan, and Indomaret outlets.

1. Select the “Buy Gold” feature.
2. Enter the amount you wish to purchase (in Rupiah or grams) in the available field, or choose one of the available Rupiah denominations: Rp5,000.00 (five thousand Rupiah); Rp10,000.00 (ten thousand Rupiah); Rp20,000.00 (twenty thousand Rupiah); Rp50,000.00 (fifty thousand Rupiah); Rp100,000.00 (one hundred thousand Rupiah); or Rp500,000.00 (five hundred thousand Rupiah).
3. Click the “Buy Gold” button.
4. Choose your preferred payment method and review the transaction amount, then click the “Confirm Payment” button.
5. Enter your 6 (six) digit transaction PIN and complete the payment according to the previously selected payment method.

1. Select the “Buy Gold” feature.
2. Click the “Big Order” button.
3. Enter the amount you wish to purchase (in Rupiah or grams) in the available field and then click “Continue.”
4. Choose your preferred payment method and review the transaction amount, then click the “Confirm Payment” button.
5. Enter your 6 (six) digit transaction PIN and complete the payment according to the previously selected payment method. For the Big Order feature, you have 180 (one hundred eighty) minutes or 3 (three) hours to complete the payment through the available Virtual Account.

1. Ensure you have completed KYC verification and accumulated gold purchases up to 0.2 (zero point two) grams before selling gold.
2. To sell your stored gold, simply click the “Sell Gold” feature.
3. Enter the amount in grams of gold you wish to sell. You can enter the desired amount in Rupiah or grams in the available field, or choose one of the available Rupiah denominations: Rp5,000.00 (five thousand Rupiah); Rp10,000.00 (ten thousand Rupiah); Rp20,000.00 (twenty thousand Rupiah); Rp50,000.00 (fifty thousand Rupiah); Rp100,000.00 (one hundred thousand Rupiah); or Rp500,000.00 (five hundred thousand Rupiah).
4. Enter your PIN.
5. Select the fund disbursement destination. You can choose either Wallet or a registered bank account, then click “Continue.”
6. Confirm your fund disbursement destination by clicking “Process.”
7. The proceeds from the gold sale will be deposited into the destination account within 2 (two) business days, subject to the bank’s operational hours and terms.
8. For bank account disbursements, ensure the name you provide matches the name on your KTP and bank book.

1. Self-Drop-Off: Select an authorized drop-off location and schedule a convenient time to drop off your gold.
2. 3PL Pickup: Schedule a pickup with our third-party logistics partner to collect your gold from your location.

1. You can conduct transactions anytime and anywhere because the Treasury platform is accessible online. The Treasury app is available on the App Store and Google Play Store.
2. You can start saving and transacting with gold assets with just Rp5,000.00 (Five Thousand Rupiah) WITHOUT a minimum balance requirement and storage fees.
3. You can monitor commodity price movements minute by minute on our website and app.
4. You can print your gold savings at any time once your stored gold reaches 0.1 (zero point one) grams. Now you can print more than 1 (one) unit of gold. The printed gold will be delivered to the registered address. *Printing and delivery fees will apply.
5. You can designate beneficiaries for the gold you have purchased and stored in Treasury when you register. Check the Terms & Conditions page for more information.
6. Transaction payments can be made quickly, easily, and securely through various payment methods such as Digital Wallets: GoPay, OVO, DANA, LinkAja, ShopeePay, as well as various Virtual Account options, Instant Debit, and Retail Outlets (Alfamart, Alfamidi, Lawson, DAN+DAN, Indomaret).
7. For selling gold, you are not required to upload a bank book now. Just enter the account number and select the bank, and the system will automatically detect if the account number is registered or if there is any discrepancy.
8. Transfer gold and send gold gifts to loved ones easily through their phone number, directly from your gold balance.
9. Check the estimated development of your asset savings in the Profit/Loss section on the Home page.
10. Start saving regularly into various types of savings with specific goals using the Gold Plan feature.
11. Buying jewelry at Treasury can be paid for with your gold savings balance and various partner payment methods of Treasury. You can also choose installment methods without a credit card, my friend!

• TREASURY has obtained a license from the Commodity Futures Trading Regulatory Agency, Ministry of Trade of the Republic of Indonesia (BAPPEBTI) on December 13, 2021, based on the Decree of the Head of BAPPEBTI Number 001/BAPPEBTI/P-ED/12/2021 regarding Approval as a Digital Gold Physical Trader to PT Indonesia Logam Pratama, along with the Certificate of Approval as a Digital Gold Physical Trader Number 001/BAPPEBTI/P-ED/12/2021.
• We implement electronic verification processes.
• We collaborate with PT Untung Bersama Sejahtera as our gold provider partner to protect our users’ gold assets.
• We maintain a reserve of gold at PT Untung Bersama Sejahtera allocated for Treasury and will become the property of users after successful transaction and verification.
• We implement two-factor authentication (password and PIN).
• Treasury has become a member of the Indonesia Commodity & Derivatives Exchange (ICDX) and Indonesia Clearing House (ICH) as part of compliance to obtain permission from the Commodity Futures Trading Regulatory Agency (BAPPEBTI).

1. Genuine 24 Karat Gold certified by PT Untung Bersama Sejahtera.
2. Authentic Jewelry variety certified by UBS Lifestyle.
3. Nusantara Coins, consisting of 24 Karat Gold coins with two special edition designs exclusively produced by PT Untung Bersama Sejahtera for Treasury: Nusantara Coins Edition 1 Dinar Padang (4.4 Grams) and Nusantara Coins Edition 0.5 Gram Lombok (2.2 Grams). Each Nusantara Coin is packaged in exclusive packaging and comes with certification by PT Untung Bersama Sejahtera. For further information, visit treasury.id/koin.
4. Digital Gold Vouchers (including print format), available for purchase on Shopee, JD.ID, Blibli, Tokopedia, and Lazada.
5. Digital Gold Credits in print format, available through Treasury’s Gold Credit agents.

1. Access the Treasury website or app and initiate the registration process by following the instructions.
2. You will receive a secret OTP code sent to the mobile number you provided during registration. Enter the OTP code as instructed to complete the registration process.
3. Complete the KYC (Know Your Customer) process to access all Treasury features, or you may choose to complete this step later.
4. Your Treasury account is now ready to use for purchasing gold and heading towards your #GoldenEra!

• We want to ensure that you feel comfortable and secure in every transaction, so verifying your ID card (KTP) and Tax ID (NPWP) is crucial to guaranteeing comfort and security.
• Verifying your NPWP provides the benefit of a lighter tax imposition (Pajak Emas/PPh 22), specifically 0.45% for each transaction involving printing gold and/or minting coins that you conduct.
• Once you have verified your ID card (KTP), you will gain access to all available features and services, including
  • Purchase Gold
  • Sell Gold
  • Print Gold
  • Transfer Gold
  • Gold Gifting
  • Gold Staking
  • Top-Up Wallet
  • Withdraw Wallet
  • Vouchers
  • Nusantara Coins
  • Purchase Jewelry
  • Gold Plan

• For heirs listed in the same Family Card as the account owner, proof can be established by presenting a valid and current Family Card, supplemented by a valid Inheritance Determination Act.
• For heirs under the age of 17, the heir must present a valid guardianship declaration from the account owner, supported by a valid Inheritance Determination Letter.
• For heirs not listed in the Family Card or guardianship, we require a valid Inheritance Determination Act for verification purposes.

• You can contact us through various methods:
  • Live Chat via the Treasury App.
  • Email: [email protected]
  • Telepon: 021-29181117
  • Facebook
  • Instagram
  • Twitter

• Ensure you have completed KTP verification and accumulated gold purchases up to 0.1 grams before printing gold.
• To print your stored gold, simply click on the “Print Gold” feature.
• Gold can be printed in weights of 0.1 gram, 0.25 grams, 0.5 grams, 1 gram, 2 grams, 3 grams, 4 grams, 5 grams, 10 grams, 25 grams, 50 grams, 100 grams, or in the form of Nusantara Coins, edition 0.5 Dinar (2.2 grams) or 1 Dinar (4.4 grams). The option to print multiple units of gold is now available. Click “Continue.”
• Choose the address, shipping service, and payment method. You can also use grams of gold for payment. Click “Confirm Payment.”
• Enter your 6-digit transaction PIN and complete the payment according to the selected payment method.
• Your order will be processed and delivered to the specified address within 14 business days.

• Costs for Printing Gold: The printing cost is determined by the amount of gold grams to be printed. The printing cost can be viewed in the “Print Gold” feature.
• Shipping Costs: Shipping costs are determined based on weight and distance, and this information can be obtained during checkout. Shipping costs include insurance and VAT.
• Administrative Fees: These are service fees whose amounts are determined by the selected payment method.
• Tax or Income Tax Article 22 (PPh 22): You will be subject to Income Tax Article 22 at a rate of 0.9% if your Taxpayer Identification Number (NPWP) has not been verified, and at a rate of 0.45% if your NPWP data has been verified by the Treasury inspection team.

• The shipping services available for precious metal gold are RPX and SAP.
• The shipping services available for Nusantara coins are RPX, Paxel, and SAP.
• For delivery destinations not covered by RPX, Paxel, and SAP service areas, you can fill out an order form via email.
• Paxel shipping service can only be selected if the total purchase amount is less than Rp5,000,000.00 (five million Rupiah), including shipping costs, insurance, and VAT at 11%.

• The percentage of bonus gold you will receive depends on the selected tenor, as follows:
  • 14 Days: 9% per annum
  • 30 Days: 9% per annum
  • 90 Days: 6% per annum
  • 180 Days: 5% per annum

Choose the tenor duration according to your gold investment goals.

• Navigate to the Gold Staking menu.
• Access the Gold Staking History by clicking on the History icon in the top right corner.
• Select the transaction or invoice with the status “Awaiting Payment.”
• Click on “View Invoice.”
• You can complete the payment by following the specified payment steps or cancel the transaction by clicking on “Cancel Transaction.”

1. Ensure you have verified your ID (KTP) and accumulated a minimum of 0.2 grams of Gold savings before initiating a Gold transfer.
2. Select the “Transfer” menu.
3. Enter the recipient’s phone number and double-check that the number is correct. Alternatively, select the number from your phone’s contact list.
4. Enter the amount of Gold grams you wish to transfer. You can input either the desired Rupiah amount or the specific grams in the provided column. Available Rupiah options are: Rp5,000.00, Rp10,000.00, Rp20,000.00, Rp50,000.00, Rp100,000.00, or Rp500,000.00.
5. Click the “Transfer” button.
6. Choose an image from the available categories that you wish to accompany the transfer. You can also customize a message within the selected design, then click “Continue”.
7. Enter your transaction PIN. Your Gold balance will decrease, and the recipient will receive a Gold transfer notification from you.
8. If you transfer Gold to a non-Treasury user and they do not register a Treasury account within 24 hours, the transferred Gold grams will be returned to your Gold savings balance.

1. Select “Fill Wallet”
2. Choose the Deposit Method you want to use to Fill Wallet.
3. If you choose Virtual Account, Copy the Virtual Account Code and complete the Fill Wallet process by following the payment steps listed in the app. If you choose a payment method other than Virtual Account, Enter the amount you want to purchase (in Rupiah) in the available field 
4. Check your Wallet fill amount, then enter your Transaction PIN and click “Fill Wallet” 
5. Complete the payment by following the payment steps listed in the app.

1. Virtual Account from various banks such as BCA, BNI, BRI, Mandiri, Danamon, CIMB Niaga, Permata, Maybank, KEB Hana, or Permata Syariah.
2. Digital Wallet: When selecting the payment option using a Digital Wallet, five options will be displayed: GoPay, OVO, DANA, ShopeePay, or LinkAja.
3. Instant Debit: You can choose the payment option using Jeniuspay or BNI SmartPay.
4. Retail Outlets: You have 60 minutes to complete the purchase transaction by paying the Retail Outlet Payment Code at the cashier of various outlets such as Indomaret, Alfamart, Alfamidi, Lawson, or Dan+Dan.